In the UAE, accessing medical care without your health insurance card is possible if you have your Emirates ID. This is because Emirates ID and health insurance policies are interconnected. The Emirates ID not only serves as a valid identification document but also allows individuals to verify their health insurance status and understand their coverage and benefits.
How to Check Health Insurance Status in UAE (Quick Answer)
You can check your health insurance status in the UAE by using your Emirates ID on the official insurer portal, DHA website (Dubai), or through your insurance provider’s app. The process takes less than 2 minutes.
Since 2017, health insurance providers in the UAE have integrated their policies with customers' Emirates IDs. This integration facilitates seamless verification of health insurance status at clinics and hospitals equipped with Emirates ID card readers. The initiative aligns with the UAE government's digitalization endeavors to enhance service efficiency.
Both Dubai and Abu Dhabi have mandated health insurance for all citizens and residents holding visas issued by these Emirates. Consequently, obtaining a valid health insurance policy is now a prerequisite during the Emirates ID application process. Once the Emirates ID application is in progress, individuals can apply for health insurance. Upon approval, the insurance provider issues a 'health coverage certificate,' essential for completing visa procedures. Subsequently, upon receiving the Emirates ID and visa stamp, individuals need to email their policy and Emirates ID numbers to the health insurance provider for immediate linkage.
The Emirates ID serves as a gateway to access health insurance details online. Most health insurance providers offer online platforms or mobile applications where individuals can enter their Emirates ID numbers to retrieve policy specifics or create online credentials for future access.
Alternatively, individuals can verify health insurance status using their health insurance cards, which are standard upon purchasing a new policy. Presenting the card at medical facilities enables administrators to confirm coverage and other plan details swiftly.
Another method involves using the unique policy number assigned to each health insurance plan. Logging into the provider's website using this number grants access to comprehensive plan details, including active status, premium due dates, and coverage.
Using the Shory App to Manage Health Insurance Coverage
Shory mobile application, offers a streamlined approach to accessing health insurance information. By entering Emirates ID and health card numbers, users gain access to a comprehensive overview of their healthcare plans, including network hospitals, policy details, and dedicated account management services.
Regardless of the method chosen, staying proactive in managing health insurance ensures uninterrupted coverage and benefits. Timely premium payments prevent the inconvenience of reapplying for health insurance and potentially losing accumulated benefits over claim-free years.
