The Best Insurance Companies in Dubai: A Comprehensive Guide

Last updated on : 04 Dec 2025
3 min read

Living in Dubai comes with a responsibility: ensuring you have the right car insurance. It's a must-have, as per UAE law and luckily, Dubai and the wider UAE boast numerous car insurance companies ready to shield you from accidents and the perils of the road. What's important is the peace of mind you get from your chosen policy and insurance provider.

The Best Car Insurance Companies in Dubai (2025)

Before you set out on your quest for the perfect car insurance in Dubai, ensure you've got your UAE driving license, a valid residency visa, and the necessary vehicle registration documents. Once you've got these essentials sorted, it's time to dive into the often confusing world of car insurance. To make things easier for you, here's a list of the finest car insurance providers in Dubai. These trusted names are here to support and protect you on your journey.

  • Shory Insurance - Compare and buy Car insurance in less than 90 seconds

  • Dubai Insurance Company (DIC)

  • Insurance House

  • SALAMA Islamic Arab Insurance Company

  • SUKOON Insurance

  • Al Wathba (AWNIC)

  • Abu Dhabi National Takaful (ADNTC)

  • Qatar Insurance (QIC)

  • Al Fujairah Insurance (AFNIC)

In Conclusion

Securing reliable car insurance in Dubai isn't just a legal requirement; it's a safeguard for your peace of mind. With a valid UAE driving license and the essential vehicle registration documents in hand, you're well-prepared to explore the top car insurance options in Dubai. Remember, these reputable providers are handpicked by Shory and are sure to become your trusted partners in ensuring a worry-free journey on the roads of Dubai. So, go ahead and choose the coverage that suits you best, and drive with confidence, knowing you're in good hands.

Key Takeaways

Choosing the right car insurance in Dubai requires understanding your specific needs, driving habits, and budget to find the perfect match among diverse providers.

  • Shory Insurance leads digital innovation with AI-powered policy matching and 90-second purchase processes, ideal for tech-savvy drivers seeking convenience.
  • Traditional providers like DIC offer reliability with 50+ years of experience, comprehensive coverage options, and personalized customer service for those preferring human interaction.
  • Sharia-compliant options from SALAMA and ADNTC provide Takaful insurance that aligns with Islamic principles while delivering comprehensive protection for faith-conscious drivers.
  • Budget-friendly choices like Insurance House offer flexible payment plans and competitive rates specifically designed for new drivers and cost-conscious customers.
  • Compare claim settlement ratios above 80% and read customer reviews to ensure your chosen insurer can deliver reliable service when you need it most.

The UAE's mandatory insurance requirement means every driver must have coverage, but comprehensive plans offer significantly better protection than basic third-party liability. Whether you prioritize cutting-edge technology, traditional service, religious compliance, or budget considerations, Dubai's insurance market provides specialized solutions for every driver's unique circumstances.

When selecting car insurance in Dubai, consider your driving habits, coverage needs, budget, and the insurer's claim settlement ratio. Compare third-party and comprehensive coverage options, read customer reviews, and ensure the company is licensed by the UAE Insurance Authority.

Yes, several insurance companies in Dubai offer Sharia-compliant Takaful insurance. SALAMA Islamic Arab Insurance Company and Abu Dhabi National Takaful Company (ADNTC) are two prominent providers of Islamic insurance solutions that adhere to Islamic principles.

Shory Insurance stands out for its AI-powered, fast, and simplified way of buying car insurance online, supported by a strong digital presence and user-friendly mobile apps.

Yes, Insurance House specializes in providing affordable premiums for new drivers. They offer flexible payment plans and competitive rates designed specifically for those with limited driving experience, making it easier for new drivers to obtain necessary coverage.

Qatar Insurance Company (QIC) is ideal for frequent travelers, offering cross-border coverage and specialized travel insurance policies. Their "Travelcare Plus" plans protect various international destinations, including options that meet Schengen visa requirements.

Disclaimer: Shory aims to present accurate and up-to-date information, however, we take no responsibility or liability for any errors or omissions in the content.

Explore our insurance products at Shory, including Car InsuranceHealth InsuranceHome Insurance, and Travel Insurance to find the best coverage for your needs.

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