Dubai residents struggling with traffic penalties can now breathe easier thanks to RTA fine installment options. You don't have to pay everything at once anymore. The Roads and Transport Authority teamed up with Dubai Police to make paying fines less stressful. Instead of paying all at once, you can now break eligible fines into monthly payments with no interest. This change gives you more flexibility with your finances and helps you manage your driving record better.

What’s Changed About Paying Fines in Dubai?

• Installment plans available: You can split your traffic fines into payments over 3, 6, 9, or 12 months if you go through approved partner banks.

• No-interest options: Many banks in the UAE let you convert fines into interest-free installment plans if the request is completed within 24 to 48 hours of paying.

• Payment methods: You can pay using the RTA website, RTA Dubai App, nol Pay App, Dubai Police portal, or at over 30 smart kiosks scattered across Dubai.

• Any vehicle qualifies: This service is available to all UAE-registered vehicles, including cars, motorcycles, and trucks.

• Combine multiple fines: You may roll together several fines into one easy installment plan.

Key Things to Understand Before Applying

The system allows broader access, but a few key rules still exist:

• Minimum fine amount: Many banks need you to have fines totaling at least AED 5,000 to apply, while companies need AED 20,000 in total fines.

• Must have a credit card: A valid UAE credit card from a partner bank is necessary.

• Initial payment: Banks take 25% of the fine upfront then let you pay the rest in monthly installments.

• No Tabby option right now: Tabby works with certain RTA services, but you cannot use it for paying traffic fines in installments.

• Pay on time: Once you make a payment through RTA or Dubai Police platforms, reach out to your bank within two days to switch it to installments.

• Late payments might end the plan and could lead to extra charges.

Banks That Offer Traffic Fine Installment Plans

You can pay your traffic fine in manageable installments through:

• Emirates NBD

• ADCB

• Mashreq Bank

• Dubai Islamic Bank

• First Abu Dhabi Bank (FAB)

• Emirates Islamic Bank

• Standard Chartered

• Commercial Bank International (CBI)

Each bank has its own rules. Check with your bank to confirm eligibility.

Steps to Apply to Pay Traffic Fines Over Time

Option 1: Using RTA or Dubai Police Services

1. 1. Log in to the RTA website or the Dubai Police portal.

2. Type in your vehicle’s plate number or your traffic file number.

3. Use a UAE credit card to pay the fine.

4. Reach out to your bank in the next 24 to 48 hours to request monthly installments for the payment.

Option 2: Pay at Smart Kiosks

• Head to one of the 30+ smart kiosks located around Dubai.

• Enter your vehicle details or scan your Emirates ID.

• Complete your fine payment and then contact your bank to set up an installment plan.

Handy Tips

• Check if your Emirates ID is active and connected to your bank account.

• Combine several fines into one payment to set up a single installment plan.

• Pay on time to keep your plan active and avoid extra fees or cancellation.

Final Thoughts

Residents dealing with traffic fines can now breathe easier thanks to the RTA and Dubai Police’s installment system. Although the AED 5,000 minimum requirement stays the same, the process is now quicker, simpler, and much more convenient. With access available via apps, kiosks, or online portals, drivers can handle fines within minutes—without the burden of financial strain.