Checking your car insurance status takes about two minutes if you know where to go. Which platform you use depends on where your vehicle is registered — Dubai, Abu Dhabi, or one of the other emirates. This guide covers every official route: RTA, TAMM, Emirates Vehicle Gate (EVG), the Ministry of Interior portal, your insurer's website, and your Shory account.
Car insurance is mandatory in the UAE. Driving without valid cover can mean a AED 500 fine, an impounded car, and personal liability for any accident damages. A two-minute check is considerably better than finding out at a traffic stop.
Why it's worth checking regularly
UAE car insurance runs for 13 months total — 12 months of active cover and one month's grace period for renewal. That grace period is time to renew, not a window to keep driving uninsured. Your policy expires at 12 months.
Checking your status online matters for a few practical reasons. If you're renewing your Mulkiya (vehicle registration), the system will flag an expired policy and block the renewal. If you're buying a used car, the chassis number check tells you whether existing insurance is active before you hand over any money. And if you've recently switched insurers or renewed through a new provider, it's worth confirming the new policy shows up on the government records before your next drive.
What you'll need
Different platforms ask for different details. Have at least one of these ready before you start:
- Vehicle registration number (plate number)
- Chassis number — printed on your Mulkiya and usually visible on a plate inside the driver's door frame
- Traffic code number, if you're logging in to EVG
- Policy number, which is the fastest option on insurer portals
- UAE PASS login, required for TAMM in Abu Dhabi
6 ways to check car insurance status online in the UAE
Method 1: RTA website (Dubai vehicles)
The Dubai Roads and Transport Authority links vehicle registration records to insurance data. For cars registered in Dubai, this is usually the quickest route.
- Go to rta.ae and click "Drivers & Vehicle Owners."
- Select "Vehicle Status Inquiry."
- Accept the terms and conditions, then click "Apply for Service."
- Enter your chassis number and search.
- Select your vehicle from the results.
- Insurance status and expiry date appear on screen.
If you renewed recently and the new policy isn't showing, the RTA records can take 24–48 hours to catch up. Hold onto your policy document and check again tomorrow.
Method 2: TAMM (Abu Dhabi vehicles)
Abu Dhabi residents use TAMM, the emirate's government services platform. You get insurance validity alongside fines and test status in the same screen — useful if you're renewing registration and want to check everything at once.
- Open tamm.abudhabi or the TAMM app.
- Sign in with UAE PASS.
- Go to Drive & Transport → Manage Personal Vehicle → Renew Vehicle Registration.
- Select your vehicle.
- The vehicle card shows your insurance expiry date, outstanding fines, and testing status.
Check what the screen shows against your actual policy document. If the dates don't match, call your insurer to sort it out before you need the policy.
Method 3: Emirates Vehicle Gate (EVG)
EVG is less well-known than RTA or TAMM but works across all emirates. If your car is registered in one of the northern emirates, or you just want a single platform that isn't emirate-specific, this is worth bookmarking.
- Visit the EVG official website.
- Log in with your traffic code number and password.
- Open the Insurance section in your dashboard.
- Policy validity, insurer name, and expiry date are listed there.
Method 4: Ministry of Interior portal (other emirates)
For vehicles registered in Sharjah, Ajman, Ras Al Khaimah, Fujairah, or Umm Al Quwain, the MoI portal is the main official option.
- Go to moi.gov.ae or download the UAE MoI Smart Services app.
- Log in and navigate to Traffic Services → Vehicle Services.
- Enter your vehicle registration number.
- Insurance status and coverage type appear in the results.
Method 5: Your insurer's website or app
This gives you the most complete picture — coverage breakdown, claims history, add-ons, and the precise expiry date. Government portals tell you whether the policy is active; your insurer tells you what it actually covers.
- Go to your insurer's website or open their app.
- Log in to your account (create one with your policy number or Emirates ID if you haven't already).
- Go to "My Policies" or "Policy Details."
- Review status, expiry date, coverage type, and claims history.
Method 6: Shory
If your policy is through Shory, everything is in one screen.
- Log in at shory.com or the Shory app.
- Go to My Account → My Policies.
- Status, expiry date, and coverage summary are there.
- If renewal is coming up, you can compare and renew without entering your details again.
Which method fits your situation
| Situation | Best option |
| Car registered in Dubai | RTA website |
| Car registered in Abu Dhabi | TAMM |
| Car registered in other emirates | MoI portal or EVG |
| Want full policy and coverage details | Insurer portal or Shory |
| Checking a used car before buying | RTA or EVG with the chassis number |
When things don't look right
The most common issue is a recently renewed policy that hasn't updated on government records yet. Portals can take 24–72 hours to sync after a renewal — keep your new policy document accessible until it shows.
If no results come back at all, it's almost always a typo in the chassis number or plate number. Cross-check against your Mulkiya.
If the policy shows as expired or simply doesn't appear, and you know it should be active, call your insurer directly. Don't assume the system is wrong. And if it actually has lapsed, sort the renewal before you next drive.
Government portals do go down for maintenance occasionally. If you hit a dead end, try a different method or check back later.
