What is the Basic Car Insurance Required to Drive in Dubai?

Last updated on : 16 May 2024
3 min read

Embarking on the roads of Dubai is an exciting experience, whether you're a resident or a visitor. As you gear up for your journey, it's crucial to know the basics of car insurance to ensure a smooth ride and stay away from troubles on the road. In this guide, we'll break down the essential information about the basic car insurance in Dubai, making it easy for you to hit the road confidently.

The Must-Have: Third-Party Liability Car Insurance

Before you get started, let's talk about the must-have insurance in Dubai – Third-Party Liability Insurance. Think of it as your safety net against legal and financial liabilities. This type of insurance is the minimum legal requirement for driving in Dubai, covering you in case of an accident where someone else is hurt or their property is damaged.

Extra Protection with Comprehensive Insurance

While Third-Party Liability Insurance is the must-have, many drivers in Dubai opt for something extra – Comprehensive Insurance. It's like a superhero cape for your car, offering protection not just for others but for your own vehicle too. This comprehensive coverage kicks in for accidents, theft, and unexpected surprises for self and third-party involved.

Some plans even cover personal accidents, off-road adventures, and more. The extra coverage can be offered a part of your policy in some cases, or you can get the benefits simply by paying a small fee and get the add-on included in your core policy. You can browse through Shory’s quotes section to find out what suits you best.

What Makes Your Premiums Tick?

Now, let's talk about money. Your car insurance bill, aka premium, depends on a few things – your age, how long you've been driving, the kind of car you have, and your history with accidents. Even where you park your car matters! To get the best deal, check out different insurance providers that are available on Shory. Consider it like shopping for the best phone deal – a bit of research goes a long way.

Don't Forget to Renew!

Picture this: you're all set for a road trip, but your insurance has expired. Oops! Don't let that happen. Car insurance in Dubai usually lasts for 13 months, and it's your job to renew it before it runs out. If you forget, there could be fines and hassles. Lucky for us, many insurance companies offer easy online renewals and with Shory, it's like renewing your Netflix subscription – just a few clicks, and you're good to go.


In a nutshell, car insurance in Dubai is essential for your vehicle. Start with the basic third-party liability insurance, and if you want more protection, go for comprehensive insurance. Compare prices, renew on time, and you're all set for a smooth drive in the dazzling streets of Dubai. Happy driving!

Disclaimer: Shory aims to present accurate and up to date information, however we take no responsibility or liability for any errors or omissions in the content.