What is Hiyaza in Car Insurance?

Last updated on : 07 May 2024
2 min read

When it comes to car transfership in the UAE, there are several factors and many documents that play a crucial role in ensuring a smooth and hassle-free experience. One such document is the Hiyaza, and it’s important to know about this document if you wish to have a smooth car buying or selling experience. 

What is Hiyaza?

Hiyaza also known as a ‘Transfer Certificate’ is a document that’s .

Role of Hiyaza in Car Insurance

Legal Requirement:

Hiyaza is a legal prerequisite for car owners in the UAE. It is one of the fundamental documents that must be presented to register a vehicle and acquire car insurance. Without a valid Hiyaza, you cannot legally operate your vehicle in the country.

Vehicle Identification:

Hiyaza contains crucial information about your vehicle, including its make, model, year of manufacture, and other specifications. This information is important for car insurance providers as it helps them assess the risk associated with insuring your vehicle.

Verification of Ownership:

Hiyaza also acts as proof of ownership for your vehicle. This is essential for insurance companies to ensure that the policyholder is the rightful owner of the vehicle being insured.

Facilitates Claims Processing:

In the unfortunate event of an accident or damage to your vehicle, Hiyaza plays a vital role in the claims process. Insurance companies may verify the details on the Hiyaza to ensure that the insured vehicle matches the one involved in the incident. This helps prevent fraud and ensures a fair claims settlement.

Vehicle Valuation:

Hiyaza includes information about the vehicle's value, which is used to determine the insured value or the sum insured. This value is crucial in calculating the insurance premium and settling claims.


In the UAE, Hiyaza, also known as the Customs Card, is an integral part of the car insurance process. It serves as proof of vehicle ownership, facilitates claims processing, and plays a significant role in determining insurance premiums. As a responsible vehicle owner in the UAE, it's essential to ensure that your Hiyaza is up to date and accurate to maintain compliance with the law and enjoy the benefits of a comprehensive car insurance policy. Always consult with your insurance provider for specific requirements and guidance related to Hiyaza and car insurance in the UAE.

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