How to Get Car Insurance for Used Cars in Abu Dhabi

Last updated on : 21 Feb 2024
4 min read

The UAE is a haven for car enthusiasts providing a range of options such as sports vehicles, luxurious automobiles and spacious SUV's. If you're on a budget, buying a used car in Abu Dhabi is a smart choice since it helps you save a significant amount of money. The idea of buying a used car in Abu Dhabi seems exciting but purchasing insurance for a pre-owned vehicle requires careful thought.

Here are some tips to optimize your purchase and cut costs on used car insurance policies:

1. Compare Insurance Options: Take the time to compare insurance policies, whether Comprehensive or Third Party to find the one that suits you best. You can visit our quotes page to compare the policies online instantly. 

2. Gather Required Documents: Ensure you have all the documents like your driver’s license and vehicle registration card.  If you’re planning to buy your insurance from Shory, you won’t need a long list of documents, all we need is your Emirates ID and car plate no.

3. Understand Premium Calculations: Invest in learning about the insurance premiums and how they work. This will allow you to understand the factors influencing the cost and then optimizing it accordingly. One way to potentially reduce your premium amount is by including a higher excess in your coverage.

4. Look for Insurance Bonuses: Explore benefits like no claim bonuses offered by insurance companies to their customers.

5. Check for Agency Repairs Coverage: Where possible, make sure your car insurance policy includes provisions for agency repairs since they are more reliable and efficient.

6. Confirm Emergency Services Coverage: To ensure that you have assistance, in case of emergencies it's important to make sure that your insurance policy covers emergency services. 

If you're looking for valuable advice and easy access to after sale claim services, consider consulting the  Shory Team for the most relevant and up to date advice. If you prefer to do it on your own, then you can follow a few simple steps on our intuitive platform simply by logging in to your account.

Documents Needed for Getting Used Car Insurance in Abu Dhabi

Let’s take a look at the generic list of documents needed to get car insurance in Abu Dhabi:

  •  A driver's license for yourself and any other family members who will be driving the insured vehicle.

  •  A copy of the car's registration (Mulkiya) as proof of ownership.

  • An expat is expected to produce a copy of their residence Visa and passport when getting car insurance.

  • It is advisable that you carry your Emirates ID and proof of specifications of your car, GCC or Non-GCC.

Documents Needed When You Buy from Shory.com

When you buy from Shory.com, all you need is your Emirates ID number and car plate details. We do not require you to upload any documents.  

Types of Car Insurance Offered for Used Cars in Abu Dhabi

Car insurance companies offer different types of coverage options such as Third-Party Liability cover, Comprehensive car insurance, GAP insurance and additional coverages (add-ons) like breakdown assistance, courtesy cars, legal expenses coverage, misfuelling cover, lost or stolen key protection, windscreen cover and personal injury cover.

You can use the following tips to avoid falling prey to the scams prevalent in the used car market

  • Be cautious of paying deposits without documentation and receipts, from sellers. It is important to complete the ownership transfer of the vehicle.

  • It's crucial to check if there are any loans associated with the car you're interested in purchasing. You must also check vehicle’s specifications to see if it’s a GCC or a Non-GCC vehicle.  

  • Additionally, if applicable, verify that the vehicle's warranty is valid and not close to expiration.

  • To avoid any issues or accidents it's highly recommended to have an inspection of the car conducted.

  • Always take the car for a test drive to assess its performance and listen for any sounds.

  • Request a passing certificate from approved centers to ensure the car is in good condition.

  • Make sure that the car's registration hasn't lapsed for more than 2 years and complete the transfer at authorized centers.

  • Prioritize obtaining car insurance for your used car as it provides protection against accidents.

If you're wondering about the expenses involved in insuring a used car it's important to note that costs vary depending on a variety of factors such as the car’s make, model, age and the specific type of coverage you opt for.

In case you need to file an insurance claim for your used car in Abu Dhabi following an accident or any other incident it is crucial to inform us, you can do this easily through your Shory dashboard, or via one of the Shory Experts who can guide you through the claim process.

Frequently Asked Questions 

 To get the best car insurance, compare quotes on our quotes page and choose policies that align with your needs while offering competitive rates.

To get insurance for a used car, in Abu Dhabi, you can browse through Shory’s quotes’ page, compare different policies and make a secure purchase.

Disclaimer: Shory aims to present accurate and up to date information, however we take no responsibility or liability for any errors or omissions in the content.