Abu Dhabi Car Insurance - A Comprehensive Guide

Last updated on : 20 Jun 2024
6 min read

Buying the right kind of car insurance can be overwhelming considering the endless options available in Abu Dhabi. But having the right plan not only ensures peace of mind but also ensures the much needed financial protection. But with the plethora of plans offered by top car insurance companies in Abu Dhabi, you’re likely feeling confused, and we get that. To get you out of this dilemma, we’ve come up with this article that’ll enable you to explore everything you may need to know before getting car insurance in Abu Dhabi. Our write-up includes names of top companies, options for finding cheap car insurance in Abu Dhabi, a glimpse at the importance of comparing quotes and most importantly, taking a look at car insurance provider reviews for you to be able to make a well informed decision.

Car Insurance in Abu Dhabi - Is it compulsory? 

Car insurance in Abu Dhabi is mandated by the law. It's an efficient way to deal with the unforeseen on roads and keep your savings from draining away in case of an accident. The type of plan (Comprehensive or TPL) you opt for solely depends on the kind of coverage you're looking for, age and the value of your car. 

Top Car Insurance Companies in Abu Dhabi

Let’s take a look at the best companies at Shory.com, that can offer you a suitable car insurance:

a) Islamic Arab Insurance Company commonly known as SALAMA: It is one of the world's largest and oldest Takaful providers listed in Dubai Financial Market with a paid up capital of AED 939 Million. The brand is known for its excellent customer service and Shariah compliant insurance plans. That’s why, you can consider SALAMA for buying comprehensive and third-party car insurance in Abu Dhabi. 

b) Abu Dhabi National Takaful Co. PSC ('Takaful'): With a strong presence in Abu Dhabi, Abu Dhabi National Takaful Co is a public shareholding company boasting a paid-up capital of AED 100,000,000. The company is best known for its comprehensive coverage and easy claims settlement. 

c) Al Fujairah National Insurance Company (AFNIC): Headquartered in Fujairah, AFNIC is known for its wide range of products options, including but not limited to Energy Insurance, Liability Insurance, Medical insurance, Marine Insurance, Property Insurance, Travel Insurance, Group Life Insurance, Group Medical Insurance etc. It offers the facility of affordable premiums and flexible payment options. So, you might as well consider the brand for getting car insurance in Abu Dhabi for yourself and your family.  

d) Dubai Insurance: Dubai Insurance is best known for its wide range of insurance options and it is one of the trusted names in the sector. The brand offers competitive rates and tailor-made solutions to its customers.

e) Insurance House: Insurance House is known to offer a range of high quality products and services of international standards. Its motor and health insurance plans offer comprehensive coverage and make an ideal choice for both new age and conventional buyers.

f) Qatar Insurance Company: QIC or Qatar Insurance Company is a global multi-liner insurance company with a range of products to offer from Automobile to Medical and Marine to Property Insurance. QIC is a reliable name and has been a go to for everyone looking for quality services when it comes to getting car insurance in Abu Dhabi.  

g) Oman Insurance, Now Known as Sukoon Insurance: Sukoon Insurance has won hearts with its comprehensive and third party insurance plans. Its range of products also includes things like life insurance, health insurance, home insurance, travel etc. 

Finding Cheap Car Insurance in Abu Dhabi - How to Do it? 

The cost of car insurance is an important aspect when it comes to getting a plan. However, it must be noted that you should never settle for less simply to get cheap car insurance in Abu Dhabi. Here's a list of useful tips you can follow to keep your insurance affordable and holistic at the same time. 

a) Compare Quotes: Get quotes from a reputed platform to compare coverage and premiums. To make this simpler, you can simply visit our car insurance section and take a look at all the plans listed with us from our best providers.

b) Optimize Your Coverage: Review your insurance needs and opt for a plan that covers everything you may need from your car insurance for next one year. At this stage, you can also opt for a few add-ons to enhance the overall protection. Appropriate customization is the key to getting an affordable plan that offers adequate protection. It’s advisable to not go overboard with add-ons that you may never use. 

c) No Claims Discount: If you practice safe driving habits, you're entitled to a reward called No Claim Discount. This essentially means that you will get a discount on your premiums if you didn't file a claim in the previous policy year. 

How to Select the Best Car Insurance in Abu Dhabi? 

As stated earlier, a myriad range of options can often make insurance buying a tedious choice. There are several factors to consider before you can select the best car insurance plan for yourself. The top ones are listed below:

a) Coverage Options: This is an obvious one. You must ensure that the policy offers adequate coverage to fulfill your requirements. This could mean inclusion of various needs like - personal accident cover, agency repairs, and off-road coverage.

b) Claims Process: Look for providers that offer quick and hassle-free claim settlement. This will save you time and energy in an already stressful situation. When you buy car insurance from us, your claim process is taken care of and well-assisted by our representatives. 

c) Customer Service: It is essential that you're supported by a dedicated team of professionals who are trained to help you out at all times. If you need any assistance in buying insurance or even for filing a claim, you can reach out to us at 800 SHORY, and we will try to get all your queries resolved immediately. 

Why is it Important to Check Car Insurance Reviews in Abu Dhabi? 

Car insurance reviews allow you to select providers that have a consistent record of offering impeccable customer service. These reviews provide insights into the experiences of policyholders and can help you gauge an insurance provider’s reliability and customer satisfaction level. Look for reviews that cover aspects such as claims settlement, customer service, and overall satisfaction to make an informed decision. With Shory, you do not have to worry about this aspect since we’ve already done the groundwork for you. You can simply buy your car insurance at Shory.com and be at peace. 

Car insurance in Abu Dhabi is a mandatory requirement for all vehicle owners. By understanding the different coverage options, comparing quotes, and reading car insurance reviews, you can make an informed decision that ensures you have the right coverage at an affordable price. With the right car insurance, you can drive with confidence and peace of mind on the roads of Abu Dhabi. If you have any questions or concerns, you can reach out to us at 800 SHORY (74679) or contact us via Whatsapp and we'll be glad to assist you. 

Disclaimer: Shory aims to present accurate and up to date information, however we take no responsibility or liability for any errors or omissions in the content.