Insure your Dubai
home from AED 105/year

While not legally mandatory, home insurance is strongly recommended for all Dubai property owners. Most mortgage lenders, including Emirates NBD, ADIB, FAB, and Mashreq — require building insurance as a condition of your home loan. Home insurance protects against fire, theft, water damage, natural disasters, and third-party liability claims.

It depends on how you use your property. If you live in it: choose a homeowner plan (buildings & contents, from AED 1,350/year). If you rent it out: choose a landlord plan (building + rental income protection, from AED 700/year). If you are renting before handover: choose a tenant plan (contents only, from AED 105/year).

Off-plan properties under construction are typically covered by the developer's insurance until handover. Once the property is handed over to you, you need your own policy. We recommend starting with contents cover immediately and upgrading to building + contents once you take possession.

Yes. All Shory policies are issued by Central Bank-licensed UAE insurers and are accepted by every major bank in the UAE, including Emirates NBD, Abu Dhabi Islamic Bank (ADIB), First Abu Dhabi Bank (FAB), Mashreq Bank, and Dubai Islamic Bank.

Instantly. Enter your property details on Shory, compare quotes from top insurers, and buy your policy online in under 90 seconds. Your policy documents are emailed immediately — no waiting, no office visits.

Yes. Water damage from AC condensation leaks, burst pipes, and flooding is the number one home insurance claim in Dubai. All comprehensive home insurance plans on Shory cover sudden and accidental water damage, including damage your leak causes to neighbouring properties through third-party liability.