Car Insurance in Dubai

Last updated on : 21 Feb 2024
5 min read

Dubai, with its vibrant streets, is home to a world filled with excitement and distinction. Owning your own car increases your chances of exploring every corner of this city. However, before hitting the roads, ensure to protect yourself and your car by choosing the best car insurance in Dubai. In this article, we will learn more about car insurance in Dubai, its types, and what it covers.

Car Insurance in Dubai – Mandatory for All Vehicles

Dubai law mandates everyone to have third-party liability insurance for their vehicles, covering bodily and property damage to third parties in case of an accident. However, for complete peace of mind, many car owners in Dubai prefer comprehensive coverage, providing additional protection for the vehicle itself.

Types of Car Insurance in Dubai

There are two main types of car insurance in Dubai:

Comprehensive Car Insurance: 

This type covers damages to your car, third-party vehicles, and any other damaged vehicles in case of an accident, regardless of liability. It also provides coverage against fire, theft, and various other risks.

Third-Party Liability Insurance:

 This type covers bodily and property damage to third parties only and does not cover any damages to you or your vehicle. It is a mandatory basic coverage.

Special Insurance Packages:

Many insurance companies in Dubai offer distinctive insurance plans, adding features or additional coverages for free or at an extra cost to the insurance document. These may include 24-hour roadside assistance, an extended warranty, coverage in Oman, and more.

Required Documents for Purchasing Car Insurance in Dubai

  • Emirates ID
  • Driving license
  • Vehicle registration card (Ownership)

How to Purchase Car Insurance in Dubai

To buy the best car insurance in Dubai, follow these simple steps to obtain the insurance document that suits your needs and driving habits:

1. Compare Insurance Quotes: Get insurance quotes from different companies and compare prices, coverages, and additional services before making a decision. Shory's app may be the ideal place for this.

2. Choose the Insurance Plan that Suits Your Needs: Determine the coverage level and additional coverages that fit your budget and your car's needs.

3. Pay the Insurance Cost: Pay the insurance cost using your bank card or Apple Pay. Alternatively, choose the "Buy Now, Pay Later" option provided by the Shory app.

4. Your Insurance Document is Ready: Instantly receive your electronic insurance document. Keep an electronic copy for use when needed.

How to Get Insurance on Shory? 

Shory is a leading online platform providing easy and fast car insurance comparison and selection services in Dubai. Through Shory, you can obtain customized quotes from accredited insurance companies in Dubai, compare them quickly and easily, and get your car insurance document instantly in less than 90 seconds, with no human intervention.

Why Choose Shory for Purchasing the Best Car Insurance in Dubai?

Shory offers a unique and different experience for buying car insurance in Dubai, including:

  1. Quick and Simple Purchasing Process: Get real-time insurance quotes from different insurance companies, compare offers, and buy the document that suits you in less than 90 seconds through our website or mobile app.
  2. 100% Online: The entire insurance purchasing process is done online without the need to download any documents or exit the app, and without human intervention.
  3. Competitive Prices and Exclusive Offers: We ensure you get the best price for your car insurance through our collaboration with leading insurance companies.

4. Document Customization: You can add extra coverages and customize the insurance document to meet your needs.

5. Instant Insurance Document Issuance: With Shory, you get your insurance document instantly anytime, anywhere.

6. World-Class Customer Service: Our specialized team provides full support and assistance throughout your car insurance journey.

7. Seamless Claims Management: We offer an easy and smooth claims experience at any time.

What Do Customers Say About Shory? 

Shory has a 4.9 rating on Google, indicating its commitment to providing exceptional services to its customers, maintaining their satisfaction and trust.

We Offer Impeccable Car Insurance Coverages in Dubai

In addition to basic coverages, a variety of additional coverages can be added to your car insurance plan for an extra fee, including:

Personal Accident Coverage: This covers your medical expenses in case of bodily injuries resulting from an accident.

Windshield and Headlight Coverage: Covers the cost of replacing or repairing the windshield and headlights.

Extended Warranty: Extends the manufacturer's warranty to cover additional faults.

Passenger Coverage: Provides protection for other passengers in your car in case of injuries.

Roadside Assistance Service: Get assistance if your car breaks down on the road.

Genuine Parts Replacement: This ensures the use of original parts in your car repairs.

Fire and Theft Coverage: Protects your car from material losses due to fire or theft.

Rental Car: Get a replacement car to use while your car is being repaired.

 

How to Contact Us

We are always available to provide you with the best support.

Call us at 800 SHORY (74679) From Monday to Sunday: 09:00 AM–09:00 PM Or contact us via WhatsApp +971 800 74679

For claims, You can start your request here

Car Insurance Abu Dhabi - Shory Insurance

Frequently Asked Questions: 

Third-party liability insurance is the mandatory and minimum required coverage.

You can easily access real-time insurance quotes from top insurance companies in Dubai by downloading the Shory app.

Several factors influence the cost of car insurance in Dubai, such as driver age, car type and age, market value of the car, claims history, driving experience, and more.