Car Insurance in Ajman

Last updated on : 21 Feb 2024
4 min read

Driving on the modern streets of Ajman is both enjoyable and comfortable. However, ensuring the protection of yourself and your vehicle on the road remains a top priority. Therefore, this comprehensive guide provides you with everything you need to know about car insurance in Ajman. We will highlight the available coverage types, how to compare quotes from different insurance companies, and choose what suits your needs and budget. This ensures a comfortable and smooth experience in obtaining the best car insurance in Ajman.

Is Car Insurance Mandatory in Ajman?

The laws regarding car insurance in Ajman are no different from the rest of the Emirates in the country. Car insurance is mandatory, and third-party liability insurance is the basic mandatory insurance.

Types of Car Insurance in Ajman

There are two main types of car insurance in Ajman:

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Car Insurance Packages in Ajman

Many insurance companies in Ajman offer special insurance plans where they add some features or additional coverage for free or for an additional fee on the insurance document, such as 24-hour roadside assistance, extended warranty, coverage in Oman, and others.

Documents Required to Purchase Car Insurance in Ajman

  • Emirates ID card
  • Driving license
  • Vehicle registration card (Ownership)

How to Purchase Car Insurance in Ajman?

You can follow the following steps to purchase car insurance in Ajman: 

  • Compare insurance quotes: Get insurance quotes from different companies and compare prices, coverage, and additional services before making a decision. Shory application might be the ideal place to do so.

  • Choose the insurance plan that suits your needs: Determine the level of coverage and additional services that fit your budget and your car's needs.

  • Payment: Pay the insurance cost using your bank card or pay by the Buy Now, Pay Later service offered by Shory.

  • Your insurance is ready: You can get your insurance instantly when you buy from Shory.

Why Choose Shory to Purchase the Best Car Insurance in Ajman?

Shory is an innovative online platform that allows you to compare insurance quotes and get insured in less than 90 seconds. Shory offers a superior experience for purchasing car insurance in Ajman through the following service features:

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Shory Customer Testimonials

Shory has a 4.9 rating on Google. This is an evidence of its commitment to providing exceptional services to its customers and its constant endeavor to maintain their satisfaction and trust.

Additional Coverage and Insurance Upgrades in Ajman

In addition to the basic coverage, a variety of additional coverages are available that you can add to your car insurance plan for an additional fee, including:

  • Personal accidents: Cover the costs of your treatment in case of bodily injuries resulting from an accident.
  • Passenger coverage: This provides protection for other passengers in your car in case they are injured.
  • Fire and theft cover: Protects your car from material losses caused by fire or theft.
  • Front glass and headlights: Cover the cost of replacing or repairing the front glass and headlights.
  • Roadside assistance: Get assistance in case your car breaks down on the road.
  • Replacement car: Get a replacement car to use while your car is being repaired.

How to Contact Us

We are always available to provide you with the best support.

Call us at 800 SHORY (74679) From Monday to Sunday: 09:00 AM–09:00 PM Or contact us via WhatsApp +971 800 74679

For claims, You can start your request here

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Frequently Asked Questions: 

There are several ways to reduce car insurance costs in the UAE. Firstly, you can maintain a clean driving record and avoid accidents, as this can earn you a no-claims discount, significantly reducing insurance costs. Secondly, improving safety features in your car, such as installing anti-theft devices, tracking systems, and airbags, can reduce insurance costs. Finally, comparing quotes from different insurance companies and choosing relatively low-cost options can also help reduce costs. You can search for the best available options on the Shory.com website.

Most car insurance documents in the UAE do not typically cover personal property in case of theft or damage. However, it is advisable to check with your insurance company, as some insurance documents may provide limited coverage for personal property inside your car. If you need additional coverage for valuable personal belongings, it may be necessary to consider obtaining a separate insurance document.

This question is often asked about whether you can drive another person's car with your car insurance. Generally, in the UAE, insurance is linked to the vehicle and not the driver. Therefore, if you have comprehensive insurance, you can usually drive another person's car with their permission. However, it is advisable to carefully review your car insurance document, as there may be specific restrictions or additional fees that apply.